LEGAL DISCLAIMER AND LIABILITY WAIVER

I. Introduction

E.L.M.A INVESTMENTS s.r.o., with its registered office at Hodžova 1509/22, 911 01 Trenčín, Company ID: 57103691, registered in the Commercial Register of the Slovak Republic (hereinafter referred to as the “Company”), provides educational and informational services in the field of financial markets through its website www.elma-investments.com (hereinafter referred to as the “Website”).

This Legal Disclaimer and Liability Waiver (hereinafter referred to as the “Disclaimer”) defines the Company’s liability to its users and sets forth the rights and obligations associated with using the Website and purchasing its services.

The User must agree to these terms before making any purchase or using the Company’s services. If you do not agree with these terms, do not proceed with using the Website or purchasing any services.

 

II. No Financial Advice

The Company does not provide financial advisory services under Slovak law No. 186/2009 Coll. on Financial Intermediation and Financial Advisory Services.

All information, courses, analyses, comments, and educational materials provided through the Website are strictly for educational and informational purposes and do not constitute investment or trading recommendations.

The Company is not registered as a financial advisor or investment firm and does not provide personalized investment advice.

Any decisions based on information obtained from the Company are made at the sole discretion of the user. It is always recommended to consult a licensed financial advisor before making any investment decisions.

 

III. Limitation of Liability for Financial Losses

The Company assumes no responsibility for any financial losses incurred as a result of using the provided information, analyses, or educational materials.

The User acknowledges that trading in financial markets and investing in cryptocurrencies, stocks, forex, or derivatives involves high risk and may result in partial or total loss of invested capital.

The Company does not guarantee the accuracy, reliability, or timeliness of information published on the Website or within its provided services.

The User agrees to use all information at their own risk and responsibility.

 

IV. User Responsibilities

The User is responsible for independently assessing the risks associated with financial

market trading and investing.

The User agrees not to hold the Company liable for any financial or non-financial losses resulting from the use of its services.

The Company reserves the right to deny access to its services to any user who violates these terms or legal regulations.

 

V. Data Protection

The Company processes customer personal data in accordance with Slovak law No. 18/2018 Coll. on Personal Data Protection and GDPR (EU Regulation 2016/679).

Personal data is processed exclusively for contract fulfillment, invoicing, and marketing communications, provided the user consents.

Users may request the deletion of their data at any time via email at contact.elmainvestments@gmial.com

 

VI. Final Provisions

This Disclaimer becomes valid and effective on the date of its publication on the Website.

The User must confirm their agreement with this Disclaimer before purchasing any service provided by the Company.

In the event of a dispute, legal relations between the User and the Company shall be governed by the laws of the Slovak Republic.

The competent court for dispute resolution shall be the court according to the Company’s registered office.